SEC. 101. REQUIREMENTS REFORMING HEALTH INSURANCE MARKETPLACE.

[a] Purpose- The purpose of this title is to establish standards to ensure that new health insurance coverage and employment-based health plans that are offered meet standards guaranteeing access to affordable coverage, essential benefits, and other consumer protections.

[b] Requirements for Qualified Health Benefits Plans- On or after the first day of Y1, a health benefits plan shall not be a qualified health benefits plan under this division unless the plan meets the applicable requirements of the following subtitles for the type of plan and plan year involved:

[1] Subtitle B [relating to affordable coverage].

[2] Subtitle C [relating to essential benefits].

[3] Subtitle D [relating to consumer protection].

[c] Terminology- In this division:

[1] ENROLLMENT IN EMPLOYMENT-BASED HEALTH PLANS- An individual shall be treated as being enrolled' in an employment-based health plan if the individual is a participant or beneficiary [as such terms are defined in section 3[7] and 3[8], respectively, of the Employee Retirement Income Security Act of 1974] in such plan.

[2] INDIVIDUAL AND GROUP HEALTH INSURANCE COVERAGE- The terms individual health insurance coverage and group health insurance coverage mean health insurance coverage offered in the individual market or large or small group market, respectively, as defined in section 2791 of the Public Health Service Act.